We analyzed all 3,110 FDIC-insured banks between $100M and $2B in assets. The median bank grew deposits 11.5% over three years. What sits around that number is the real story.
Read the full reportThe biggest banks in America and a Texas-led consortium of community banks are both racing to put deposits on blockchain rails. Here is what a tokenized deposit actually is, why the GENIUS Act forced the issue, and what a community bank board should do about it this year.
The count of independent community banks keeps falling. Here is the current number, pulled straight from FDIC data, and why it matters for deposit competition.
Most compliance guidance is written by lawyers for lawyers. This is the map for the person who actually has to approve the ad: what the rules cover, where marketers really get caught, and how to build review into your process without killing it.
The publisher of this site owns a marketing agency, so read this with that in mind. Here is the honest version of the decision anyway: what each path actually costs, when each one wins, and the questions that expose a bad agency in one meeting.
One data point and what to do with it, sent to bank CEOs and marketing directors.